MUTUAL FUNDS

Start Your Mutual Fund Journey with Clarity

In this module, you will be introduced to the core concepts of mutual funds, their evolution in India, and why they are an essential investment tool for long-term wealth creation. You will also gain clarity on key terms like AUM, NAV, expense ratios, exit loads, and how these impact your investment returns—equipping you with the foundational knowledge needed to make informed decisions right from the start.

Understand the Types of Mutual Funds

In this module, you will learn how mutual funds are classified based on their structure, management style, underlying assets, investment objectives, and modes of investment. This understanding will help you choose the right fund type that aligns with your financial goals and risk tolerance.

Explore Purpose-Driven Mutual Funds

In this module, you will discover Index Funds, ETFs, International Funds, and Solution-Based Mutual Funds, and how each serves a specific investment purpose. Learn how these fund types can help diversify your portfolio and align your investments with long-term financial goals.

Deep Dive into Equity Mutual Funds

In this module, you will explore the different categories of equity mutual funds including large-cap, mid-cap, small-cap, multicap, focused, and ELSS funds. Understand how each category is structured, their risk-return profile, and how to choose the right mix based on your investment goals.

Understand Debt & Money Market Funds

In this module, you will gain clarity on the wide range of debt mutual funds—from liquid and overnight funds to short, medium, and long-duration bond funds. You will also explore money market instruments like T-Bills, CPs, and CDs, and learn how to use debt funds for stability, liquidity, and predictable returns in your portfolio.

Balance Risk and Return with Hybrid Funds

In this module, you will explore hybrid mutual funds that combine equity and debt in varying proportions—such as conservative, balanced, aggressive, dynamic allocation, multi-asset, and arbitrage funds. Learn how these funds help manage risk while offering growth, making them ideal for moderate-risk investors.

Learn How to Select the Right Mutual Fund

In this module, you will understand how to assess your risk profile, choose the appropriate fund category and fund house, and evaluate a fund’s performance using trailing, calendar, SIP, and rolling returns. You will also learn how to identify a reliable fund manager to ensure your investments are in capable hands.

Analyze Risk and Return Like a Pro

In this module, you will learn to dive deeper into mutual fund analysis by examining sector allocations, key risk ratios like standard deviation, beta, alpha, and bondspecific metrics such as modified duration and yield to maturity. You will also understand how to assess credit and default risk, helping you make well-informed, risk-adjusted investment decisions.

Refine Your Portfolio Management

In this module, you will learn how to effectively review and rebalance your mutual fund investments and conduct a detailed 10-point analysis. This approach ensures your portfolio remains aligned with your financial goals and adapts to changing market conditions.

Know When and How to Exit

In this module, you will understand the process of redeeming mutual fund investments and the tax implications involved. Learn when it is the right time to sell and how to plan your exits smartly to optimize post-tax returns.

Build and Manage Your Mutual Fund Portfolio

In this module, you will learn how to invest in mutual funds, the benefits of SIPs, and how to use tools like STP, SWP, and online platforms such as MF Zone by Definedge, StockEdge, Advisor Khoj, and other. You will also understand how to create a portfolio based on your investor profile, manage systematic transactions, and organize essential information your family should know for financial continuity.